Privacy Policy

SwipeJr, Inc. (“Swipe,” or “SwipeJr”) is a financial services company. Our platform provides complete transparency about how our customers manage their money, as well as the necessary tools to help improve financial well-being. When you use these services, you’ll share some information with us that could be used to identify you or that is associated with information that identifies you (“Personal Information”).

This Privacy Policy applies to Personal Information that we gather or collect via the Site or our app (collectively, the “Services”). It does not apply to any Personal Information collected by third-party websites not operated by SwipeJr. If after reading this Privacy Policy you still have questions, please contact us at privacy@SwipeJrpay.com.

The Information We Collect

There are three basic categories of information we collect:

• Personal Information you provide to us
• Automatically-collected data
• Information we get from third parties

Personal Information You Provide to Us

When you interact with our Site or mobile app, we collect Personal Information that you choose to share with us, including:

• Name, address, username, phone number, email address, date of birth
• Location data (optional)
• Information for under-18 authorized users
• Contacts (optional)
• Government-issued identification and selfie image for verification

When contacting support or communicating with us, we collect the information you provide, along with your name and email address.

Automatically-Collected Data

When you visit or use our Services, we collect:

• Usage information (pages visited, referring webpage)
• Time and date of activities
• Browsing location
• Device ID
• IP address
• Browser and computer information
• Internet service provider name
• Operating system version

Information We Get From Third Parties

We may collect information from:

• Verification services
• Credit bureaus
• Financial institutions
• Mailing list providers
• Public data sources

Used for identity verification, fraud detection, and compliance with applicable law.

How We Use Your Information

To Provide the Services

• Manage accounts
• Respond to inquiries
• Identity verification
• Process transactions
• Provide access to features
• Register for events

For Internal Business Purposes

• Measure interest in our Services
• Develop and improve products
• Quality control
• Communicate account-related information
• Regulatory compliance
• Fraud prevention and enforcement
• Protect rights, property, and safety

For Marketing Purposes

We may provide you with information via phone, postal mail, or email regarding:

• New content or services
• Offers and promotions
• Services of interest

Non-Personal Information

We may aggregate or de-identify data to better understand usage and improve services.

How We Share Information

• Identity Verification (e.g., Social Security Number checks)
• Vendors & Service Providers for:
  • IT services
  • Payment processing
  • Customer service
  • Identity verification
  • Analytics
• Business Partners including banks and Stripe for financial services
• Legal Compliance (laws, court orders, fraud response)
• Mergers & Acquisitions in corporate transactions

Cookies & Analytics Technologies

We use cookies and analytics tools such as Google Analytics to improve functionality and measure performance.

Clear GIFs (Web Beacons)

Used to track engagement with pages and marketing emails.

How Long We Keep Your Information

We retain data as long as necessary for service delivery and legal compliance.

External Sites

Third-party websites are not controlled by SwipeJr and have separate privacy practices.

Social Media

Information shared publicly on social media platforms may be viewed and used by others.

Security

We use commercially reasonable measures to protect your information, but no online system is completely secure.

Your Choices

Communications Preferences

You may unsubscribe from marketing emails, but will still receive important transactional messages.

Sharing Preferences

Some sharing choices may be provided for certain services.

Changes to this Privacy Policy

Changes will be posted with a revised “Last Updated” date. Material changes may include prior notice.

Children’s Privacy

We do not knowingly collect data from children under 13. Contact us if you believe a child has provided data.

Your California Privacy Rights

We do not share Personal Information with third parties for their direct marketing.

“Do Not Track” Signals

Our Site does not currently respond to DNT signals.

Contact Us

If you have questions or comments about this Privacy Policy, contact us at:
Support@Swiipepay.com